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Clover offers a complete service - from helping you find the best mortgage to making sure your family is protected with the right insurances to helping you plan your pension or investments for the future. We have local Advisors not just in the Midlands - but all over the whole of the UK who can visit you in the Privacy and comfort of your own home.

Depending on your personal circumstances we could:
- Save you money each month by consolidating borrowings into one lower monthly payment.
- Help you raise extra cash for virtually any purpose or eventuality.
- Find you the Right Mortgage for the first or the next house, or simply for a much better deal

Call Today! - A local Advisor will call you to arrange a free no obligation personal financial review.

Mis-sold Loans & PPI Claim Compensation - Midlands - UK - Clover Financial


We are exceptionally pleased to offer a new service on a NO CLAIM – NO FEE basis, which will help you potentially, put money back in your pocket! We act for a company formed by Solicitors who have been set up to help the victims of mis-sold finance. They have devised a legal process, which means the victims of financial mis-selling can pursue a claim through the courts at no financial risk to themselves. The Courts will make sure that you are able to claim back much more of the money that is owed to you. There are two ways in which you might be entitled to claim compensation. They are: -

- If you have taken out a loan or mortgage and were sold Payment Protection Insurance   (sometimes known as Accident, Sickness or Unemployment Cover) and you paid for this   insurance by making a lump sum payment that was added to your loan, then you may be   eligible to claim and receive compensation. You are entitled to claim back any secret   commission that was paid to the arranger, in connection with the Payment Protection   Insurance taken out on your loan. You may also be entitled to claim back the premium itself;   together with any interest on the loan which relates to the premium.

- Or if your agreement paperwork is incorrect under the Consumer Credit Act of 1974, then the   loan itself could be judged unenforceable, which means that you do not have to make any   further payments under the loan and would be entitled to keep any goods that you bought with   the loan. You may also be able to claim back any payments already made.

How long does the process take?
It is possible that the claim can be dealt with within six to nine months, although the length of claim depends on the Lender and how willing they are to settle your claim. Some claim could take between twelve to fifteen months.

We paid off our loan several years ago – can you still help?
Yes! If the loan was paid off less than six years ago, then we should be able to help. If the loan was paid off more than six years ago, you will probably still have to have the original loan documents for us to be able to help you.

Does it matter whether it is a secured loan, personal loan, an unsecured loan or a mortgage?

No it does not. The crucial factor is that you took out the Insurance Policy, which was paid for in a single lump sum and that this was added to your loan or that the loan is incorrect under the Consumer Credit Act 1974.

What will it cost me?
Absolutely nothing if your claim is not successful! If your claim is successful then you will be charged on a sliding scale according to the size of the compensation up to a maximum fee of £2,500 inc. VAT. All legal work under the scheme is dealt with on a strictly NO WIN - NO FEE basis.

You have nothing to lose and everything to gain – contact us NOW to see if you have a claim!

Your home may be repossessed if you do not keep up the repayments on your mortgage.

Clover Mortgages Ltd are appointed representatives of Intrinsic Mortgage Planning Ltd, which is authorised and regulated by the Financial Services Authority. Firm Reference number: 440718. ©2008 Clover Mortgages Ltd. All rights reserved